Umbrella Insurance: Your Shield Against Major Risks.
Sometimes, standard insurance isn't enough. A major accident or lawsuit can exceed your policy limits, putting your savings, assets, and future at risk. Umbrella Insurance is your ultimate backup, providing an extra layer of financial safety when you need it most.
Why You Might Need Umbrella Insurance
Life is unpredictable. Consider these common scenarios where an umbrella policy can save you from financial disaster and protect your future.
Major Car Accidents
You're found at fault in a multi-car pile-up, and the medical and property damages exceed your auto policy limit, potentially exposing your personal assets to lawsuits.
Accidents at Home
A guest is seriously injured on your property, leading to a costly lawsuit that surpasses your home insurance liability coverage limits and threatens your savings.
Incidents Away From Home
You're held liable for an injury or property damage that occurs off your premises, which may not be fully covered by your standard insurance policies.
What Our Umbrella Policy Contains
This powerful policy steps in to provide broad, comprehensive coverage where your other insurance policies leave off, ensuring complete protection.
Additional Liability Coverage
Seamlessly extends the liability limits of your existing auto and home insurance policies, providing millions in additional protection when you need it most.
Broader Personal Injury Protection
Comprehensive coverage for claims like libel, slander, defamation, and false arrest that are often excluded from your standard insurance policies.
Legal Defense Costs
Complete coverage for your legal fees, court costs, expert witnesses, and settlements, even if the lawsuit against you is ultimately frivolous or unfounded.
Worldwide Coverage Protection
Provides comprehensive liability protection that follows you anywhere you travel in the world, whether at home, on vacation, or conducting business abroad.
The Smart Value Advantage
We make comprehensive protection simple and affordable. Our experienced insurance professionals will thoroughly review your current policies to identify potential coverage gaps and vulnerabilities.
We then design and build a custom umbrella policy that integrates perfectly with your existing auto and home insurance coverage, giving you complete, full-spectrum protection without unnecessary redundancy or gaps in coverage.
Secure Your Future with Peace of Mind
You can't predict the future, but you can protect it. With Umbrella Insurance, you gain the confidence that no matter what life throws your way, your savings, investments, and property are secure. Ensure you're ready for anything.
Get Protected Today