Umbrella Insurance: Your Shield Against Major Risks.
Sometimes, standard insurance isn't enough. A major accident or lawsuit can exceed your policy limits, putting your savings, assets, and future at risk. Umbrella Insurance is your ultimate backup, providing an extra layer of financial safety when you need it most.
Why You Might Need Umbrella Insurance
Life is unpredictable. Consider these common scenarios where an umbrella policy can save you from financial disaster.
Major Car Accidents
You're found at fault in a multi-car pile-up, and the medical and property damages exceed your auto policy limit.
Accidents at Home
A guest is seriously injured on your property, leading to a costly lawsuit that surpasses your home insurance liability.
Incidents Away From Home
You're held liable for an injury or property damage that occurs off your premises, which may not be fully covered.
What Our Umbrella Policy Contains
This powerful policy steps in to provide broad coverage where your other policies leave off.
Additional Liability
Extends the liability limits of your existing auto and home policies.
Broader Personal Injury
Covers claims like libel, slander, and false arrest that are often excluded from standard policies.
Legal Defense Costs
Pays for your legal fees, court costs, and settlements, even if the lawsuit is frivolous.
Worldwide Coverage
Provides liability protection that follows you anywhere you go in the world, at home or abroad.
The Smart Value Advantage
We make comprehensive protection simple and affordable. Our experts will review your current policies to identify potential gaps. We then build an umbrella policy that integrates perfectly with your existing coverage, giving you full-spectrum protection without redundancy.
Secure Your Future with Peace of Mind
You can't predict the future, but you can protect it. With Umbrella Insurance, you gain the confidence that no matter what life throws your way, your savings, investments, and property are secure. Ensure you're ready for anything.
Get Protected Today